The Secret - Ancient Wisdom Revisited

Australian TV producer, come author, Rhonda Byme has successfully compiled the ancient wisdom of many great minds, into a book called, 'The Secret.' The principles are based on metaphysics and have been spoken of by the greatest thinkers, writers and leaders throughout time—Plato, Aristotle, Albert Einstein, Rev. Martin Luther King Jr., Dale Carnegie, The Power of Positive Thinking, Carl Jung; "What you resist persists." Buddha, "All that we are is a result of what we have thought."

'The Secret' is simply the metaphysics of 'The Law of Attraction.'

"The first philosophy (Metaphysics) is universal and is exclusively concerned with primary substance. ... And here we will have the science to study that which is just as that which is, both in its essence and in the properties which, just as a thing that is, it has. ....That among entities there must be some cause which moves and combines things. ... There must then be a principle of such a kind that its substance is activity." (Aristotle, Metaphysics 340BC)

Metaphysics is the branch of philosophy that examines the nature of reality, including the relationship between mind and matter, substance and attribute, fact and value. Mind and matter are comprised of energy—energy has impact. Thus, thoughts are things—thoughts create something. The something that is created is dependent on what the thoughts are. Like attracts like—thus, if you think positive thoughts, you attract positive things. If you think negative thoughts you attract negative things. The question, "What were you thinking?," has a greater significance than a mere expression of incredulity. "What were you thinking?," can be the beginning to make better choices now or in the future. "As a man thinketh in his heart, so is he," Proverbs 23:7; "Whether you think you can or think you can't, either way you are right," Henry Ford.

Appealing to the vulnerability of humanity, Byme focused her work primarily on the acquisition of money. I am all for having money, but, the greatest good could be achieved through creating world peace. Byme makes the point that fighting brings us to the conditions that we hate. She cited such notables as, Jack Canfield, "The anti-war movement creates more war;" Mother Teresa, "I will never attend an anti-war rally. If you have a peace rally, invite me." However, in this brief mention of creating peace, she failed to make a compelling point that, "The Law of Attraction" comprises all aspects of life, including creating war or stopping a senseless war. The Law of Attraction undeniably illuminates that—all wars are senseless.

As we experience the predictable outcome of the current political climate—we need to accept we have created the very things we fear—war compounded by more terrorists. Instead of eradicating corruption, it's growing; instead of creating peace, war and terrorism are escalating; instead of healthy intelligent solutions, we are perpetuating brainless, hateful rhetoric and fear mongering.

It is abundantly clear, critics have become worse than the problem, worse than the people they call evil. It is a natural law—like attracts like. It is time to apply the undeniable, irrevocable, powerful and unmistakable principle—"The Law of Attraction" to the most crucial issue humanity faces—perpetually creating what we claim we do not want—war. If war created peace, the world would be at peace the first day after the first war ended.

Using the law of attraction belongs in every family and with every family member. Practice kindness to one another, clear away negative energy, use forgiveness liberally with yourself and others, practice positive thinking, send positive thoughts to the entire world, Capitol Hill and to our perceived enemies. Speak with courteous and informed awareness. The Law of Attraction is simply unwavering, unrelentingly consistent and predictable. The Law of Attraction is not a sometime thing—we need to focus on what we want to create instead of what we do not want to create.

Day Dream to Get Your Dream Job

"You are the sum total of your thoughts." Whether you want to believe it or not, you will become what you think about on a regularly. Your thoughts will determine: your attitude, your relationships and your success. Therefore, it is of the utmost importance that you pay close attention to what you think about and guard your thoughts.

Now, lets consider how understanding this concept can help you get the job of your dreams. First, realize you can become whatever you desire, if you think you can. So, start by thinking about what you desire to do most. It can be anything you wish as long as it is moral, legal and realistic.

Second, develop a complete description of what it would be like to be in that desired position and begin to imagine you are already doing it. See the people that might be there, smell the smells, see the colors, hear the sounds and feel what it's like to be whatever you want. At first, you might feel a bit awkward trying to imagine something that hasn't happened yet. But, I'll bet you did it all the time when you were younger. Your parents and teachers called it day dreaming.

Do you really want your dream job? If the answer is yes, then start dreaming.

Next, take the picture you have created of your dream job and write it down. By writing it down you give your dreams life, validation and credibility. It is absolutely imperative that you do this step if you truly desire your dream. After you have written it down and it reads the way you want it to read, place it somewhere so that you can see and read it every day.

You must read your script first thing in the morning and last thing at night. If you think and concentrate on your script you will begin to believe it and see yourself as that person, in that life. You will start doing the things that need to be done in order to obtain your dream job. You will have opportunities come your way that weren't there before. It will almost seem like magic when you think, concentrate and act on your script. Remember you will become the sum total of your thoughts.

So, start thinking and dreaming today and get ready for your dream job.

Reclaiming Your Rainbow

Normally as I walk in the door at work, I sail pass the smokers and wall holders because of the wintry cold… and because I value my lungs. However, on one particular day, no one was outside due to sheets of torrential rain. That is one way to stop them from smoking God, I thought. On my floor, we have a wall sized window and we watched the rain all day long. When the rain finally stopped, we noticed the most beautiful rainbow. It was enormous with bright, vivid colors. At first, no one paid much attention. Then all at once, the rainbow drew my coworkers and me to its beauty and splendor.

I began to remember something very important. God gave us a covenant He remembers every time a rainbow appears. The rainbow was also a sign and remembrance to His people that they too should remember the covenant. What is the covenant? Glad you asked.

The rainbow represents accountability. It represents being in command of the things around you… of the birds and of the beasts, of problems and of crisis. God told us to be fruitful, multiply, and that our generations would be covered by this covenant. Frequently we act without control… like the power to be in command was never given. This is one chief reason we fail in different situations. We forget who we are in Christ.

We often give up on the thought that we can succeed through any situation and issue. God said that He made us to be in command, to be powerful, to be prosperous. The rainbow should not only remind Him of the covenant, but it should remind us as well. Your situation, difficulty, or problem is in your control.

We see the symbolic rainbow on everything today. The largest use is with homosexual or gay lifestyles. But now you know the truth. The rainbow did mean a lifestyle… a life rooted in God's covenant. Know that as you reclaim your promise rainbow God rejoices. Encourage someone today to reach for their rainbow!

Get Connected

With our charisma we tune in on our surrounding which as a result reflects our self-image, like a kind of echo from our deepest, whether or not expressed convictions.
In our subconscious are many convictions of which we don't know their existence.

Energetically coincidences do not exist. What we call "a coincidence" finds its connection between the relation of the internal cause and the external effect.

Our perception of our environment is the result of a co-creation.
It means we create our own reality in cooperation with all human beings around us.
There is no occasion in our life, even of how little importance, that stands on its own apart from reality.

The Source within us is very creative in giving shape to every mental and emotional creation.
The external world runs latterly synchronic with our internal world.
We don't live in an objective world which exist apart from us.
We are living in a "world of symbols", in which every experience with our inner being is related, in which every emotional thought presents itself at us in the concept of time and space.
Every human being is helping us with this, although on an unconscious manner.

In every situation a deeper symbolic meaning is hidden.
All that is happening to us, does not happen without a meaning, but is servicing for more important purpose, that is to come to the recognition of the meaning that every human being is the creator of its own experience of life.

If we finally fully realize this, the pieces of the puzzle of life will fall in place.

We know then, that brutal tough luck does not exist and every moment of now which comes to us in our life is meant to convince us that we dispose of a tremendous inner power.

Look at the people around us;

Wavering or uncertain persons attract meddling people who like to control their lives.
Their guilty conscience and self-condemnation tune in on negative critics from other people as well as on situations where they will be denied from the best things in life.
Their fear to say "No" to other people, gives the others the possibility to take possession of their lives.
Their conviction that they are treated unfair by other people, does create situations in which they are further pushed into a corner.
The feeling that they do not count, invites others to ignore them and to treat them as not interesting and of no value.
Their feelings of hate and resentment create painful confrontations or physical defects, which need curing or healing.
In other words, of what you are convinced from inside, will find its confirmation in the direct perception of the environment
In this way the happenings of tomorrow "designed" are with the convictions of today.

The creating soul which we are, will never see itself as a victim, however as volunteer for certain experiences in which are concealed possibilities to grow and to evaluate.
Which is in the position of our EGO an impossible situation to accept.

Don't we want to be happy?

And do we dare to look at our unconscious convictions and victim feelings which are trying to sabotage our happiness?

All what we deliberately want does not cause us so much problems, however all what we believe and that society wants us to believe, that is where lies the source of all our trouble.

What we believe is what we radiate automatically.

At what value we place ourselves is the way we will be treated by the world.
If we treat ourselves with love, not only mentally but also instinctively, then will we create a life in harmony and fulfilment.

Internal, as external, first seeing than believing, that is the point of view of a wise person.

There is one important aspect, that we should not forget.
We are spiritual beings that express themselves in physical experience.
We create our own earthly dream, our own conscious of reality.
However, as the painter is always more than the painting, we as the creator or designer are always more then the creation or the design.

So let's not link our intentions to our creations and the circumstances in which we got mixed up in, otherwise we might loose ourselves in a victim situation within our own creation and forget that there exists a favourable Force, which is always with us wherever we go or wherever we are.

If we start nourishing our deepest confidence in this Force, automatically our thoughts and feelings will be constructive and positive.
In the meantime will we notice the increase of our energy and we feel good and more at ease.

After all, are we not one with its Higher Self and thus one with the Power of All?

Connected we feel ourselves strong and imperturbable, disconnected we are vulnerable and impressionable.

Connected we will be able to experience guidance in everything we like to realize, form the smallest to the biggest project.

The Secret - the Supreme Secret - to Having Everything You Want

What I am writing about today is a Truth for which I need to be reminded at this particular moment. I'm no different than you in that sometimes I also get fixated on having things a certain way.

No doubt you already know all about 'The Secret', aka 'The Law of Attraction' books, videos and dvd's that are currently all over the internet and throughout our Universe. . . including The Oprah Winfrey show. Yes, a big deal it is, indeed!

And, I feel sure you already know that this law of attraction principle is nothing new in that it has been a part of our existence since the beginning of what we call time. . . and will continue to be so through eternity.

And, like 'The Secret' being spread all over via grandiose marketing, what I am about to reveal to you is not a secret, nor has it ever been. It has been quietly, steadily expressing itself right in front of you all along. You just haven't heard it because of all the endless chatter of your own secret demands.

So, quiet your mind and listen up. Here is The Secret - the Supreme Secret - to Having Everything You Want. . .

"Want What Life Wants." It's that simple.

"Wait a minute, you say. What if I don't want what life wants, or don't want what life brings to me?" Well, has it not yet occurred to you that perhaps your source of anxiety, or sorrow, is that of your thinking your life should be a certain way, rather than allowing life to bring itself to you.

It is not what life has brought to you that you don't like. It is your perception of how your life should be and your reactions that turn the gift of life into resentment and disappointment of it. When life has failed to conform to your ideas of what you think you need and want, you deem yourself unhappy, unworthy, or unsuccessful. . . or whatever. It is your ideas and your perception about life that have failed you, not life itself.

Your false nature, your ego, will tell you that you must have control over all that is going on in your life and that your life must be a certain way in order for you to be happy and successful. This causes you both mental and emotional suffering. It is the primary source of your stress.

The truth is that no human being has total control of life. And, most importantly, no human being needs total control of life. Life IS. And, When you want what life wants, your wish is for life itself.

Your real nature is not separate from life. It is a part of the higher cosmic energy which fills your body. This is life itself, not some perhaps false idea of what life is, and this is who you truly are.

Let life bring itself to you. Welcome it, relax and flow with it, rather than resisting or trying to control and form it into your perceived, and often false, ideas of how your life should be. Remember it is your perceptions and re-actions to what life brings you that turn the gift of life into struggle and disappointment.

Among numerous other wondrous things, life wants you to be consciously aware, happy, healthy, wealthy and wise. And, when living in the true nature of the spiritual energy being that you are, life can bring you this, and more. It is simply your sometimes false perception as to exactly what all this is and how everything in your life should be that can cause you anguish and conflict.

Want what life wants. . . for life wants what you want. Place your energy and attention on all the abundant and positive possibilities of life, and allow them to come to you in a manner which is for the highest benefit of all. In doing so, you can experience The Secret. . . the Supreme Secret. . . to Having Everything You Want.

The Benefits of Humility

True humility means to live without a sense of ego. When we are humble we get joy through serving others and giving joy to others. True humility means we have a sense of oneness with others; when we are humble we can get joy from others achievements.

Humility does not mean self-criticism. Humility does not mean becoming like a slave to a master. Sometimes when we try to promote a false modesty and say how bad we are. Often in this case there is actually a sense of ego. We feel by making ourselves to be pitiable we may attract sympathy from others. True humility does not believe in this false modesty. When we are truly humble we avoid drawing unnecessary attention to ourselves. We neither extol ourselves to the skies, nor do we make ourselves out to be a miserable failure.

Humility means we have a self-effacing attitude. We sublimate our personal desires and needs to the greater needs of others. An attitude of humility means that when we work towards something the outcome is not of important; we work with an attitude of detachment. If we take the outcome of efforts with an attitude of equanimity then this is real humility. It is the ego that seeks reward and praise.

"Humility does not mean that we will be always silent and shy, when inside we are criticising others' wrong actions and wrong judgements. Humility is the true inner wealth that unites us consciously with God." (1)

If we are genuinely humble then people will naturally be drawn to us. When our ego comes to the fore it invariably creates conflict and tension. The nature of the ego is to compete with others; we have a constant sense of inferiority or superiority. However, an attitude of humility brings to the fore only our sense of oneness with others. When we are seeking to give equal or greater priority to others; people will instinctively respond in a positive and friendly way.

To develop humility we can think of Mother Nature and the qualities of a tree. No matter what we do to Mother Nature she continues to offer her beauty. A tree offers its shade and fruits without expecting any reward. We can also cultivate humility by seeking to think of others before ourselves. The most significant message of Jesus Christ was to "do unto others as you would have them do to you." If we live this philosophy to the full, it will entail real humility. This is because when we think of others as an extension of our own reality we are not living to promote our own ego but to make others happy.

(1) Humility: Excerpt from Illumination-Fruits by Sri Chinmoy

Law of Attraction- How to Apply the Law of Attraction in Your Relationships

The basic premise of the Law of Attraction is that you get whatever you think on or ask for. You may be thinking, 'Sure! That sounds too simple.' The truth is that it really is simple, and yet complicated all at the same time. So first let's talk about the Law of Attraction, and then we'll take a look at how to apply the Law of Attraction in your relationships.

Law of Attraction - Basic Principles

The Law of Attraction is based on a simple biblical principal of specifically asking for what you want. Matthew 7:7 says, "Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you."

Your vibration, or energy, is constantly being expelled through every second of every day, whether you realize it or not. You are continuously giving off either negative or positive energy. Where is your energy being directed right now?

By creating a strong vibration towards positive relationships, you can actually begin to experience stronger, deeper bonds with the right people. You will attract relationships that are healthy for you, and bring you greater satisfaction.

How to apply the Law of Attraction in your relationships

First, you have to stop and ask yourself just what is it that you want? How do you define healthy relationships? What do they look like, feel like, sound like to you? You must be able to clearly define, in your mind's eye, a "good" relationship. Know what works and what doesn't work, and then you can define the type of relationship you desire.

Next, begin vibrating all the positive energy you can muster. Some ways you can create good vibrations is:

• Journal daily about your thoughts and feelings
• Write a list of what you expect from a relationship, then read your list frequently
• Encourage yourself daily

The most important thing to remember is that you will get what you ask for. So what are you asking for? Do you tend to get wrapped up in drama? Then you're attracting that drama. Vibrate peaceful, healthy, loving, kind, rich relationships and you'll notice the changes begin to happen.

Your Life Is What You Think It Is

How often have we compared ourselves to those around us, regarding our perception of their financial success? Obviously, many of those 'other people' only seem successful. Some are actually 'in debt up to their eyeballs', as the saying goes. But, what about the others who seem to live a storybook lifestyle, free from the typical turmoil that constantly interrupts the peace and tranquility the rest of us are so desperately reaching for? What do they know, that we don't know?

I'll admit, I've probably wasted a disproportionate share of my life's thoughts and emotional energy trying to resolve that conflict. Eventually, I did quit worrying about those other people and began to go to work on myself, hoping to improve my relative level of success and low level of self-esteem. I spent what seems like thousands of dollars on books, tapes, and success courses. I attended countless seminars and workshops, driving hundreds of miles to many, studied affirmations, tried to think positively, but in the end it always turned out the same. I am sure I did get something out of all that, and my perspective may have been altered in a more mature and realistic way, but I still could never force myself to be positive about people I didn't like, and I couldn't pretend to be rich when I wasn't. And most of all, I wasn't selling out by sucking up to some boss, hoping for a raise and some short-lived illusion of accomplishment. I figured that if I had nothing else, I had at least kept my pride, my ethics and most of my values in tact. The reality was that I really just kind of gave up on the dream, thinking, "oh well, that's just how life goes". Some get lucky and some don't.

So, after more than thirty years of trying to understand my misguided justification for failure, I began to realize that maybe there was more to these circumstances than simply 'the luck of the draw'. Those individuals closest to me would say that I had a bad attitude, that I was too negative about everything. Admittedly, their view of the world was indeed much more positive than mine. And deep down inside, I knew they were right, but I could never see a practical way to make the recommended changes in my perception. I looked for the worst in people and I never seemed to be disappointed. I was offended that so few were so willing to take advantage of the system and those around them. I wondered how so many people could be so dishonest and insincere. So, while feeling stuck within the muck of everyday living, I put feelings aside, maintained my independence and got on with simply doing the best job I could, certain that I'd have to go it alone in whatever life changes I might consider.

Sure, I'd been really excited about venturing into new things, but deep down I always knew I'd likely fail or lose interest, so I'd give up trying. And for me, that was really the key. I never honestly believed I could, so guess what? Nothing ever changed. The bottom line was that I never really expected results that were in any way, different from what I'd always been accustomed to manifesting. Wow! "How wrong can a person be?"

Eventually, things began to change as I started turning my perspective around. I began paying attention to the things that worked well for me. They were the types of situations, events or circumstances that I never questioned, but that I naturally expected to work out automatically. And, they always did.

In the past, thinking that life was all about spirit and attitude, I tried reading every metaphysical or positive thinking book out there. But, now a new path was beginning reveal itself and along with it came a stream of information, newsletters and books of a different sort. I wasn't anxious to go out and hug a tree or anything like that, but things were definitely coming in from a different direction.

There was this thing called "Intention". I started to understand that life isn't about what I'd like to have or do, it's about what I 'intend' to have or do. It's all about 'energy' rather than emotion. At the time, that was an important distinction for me. Energy was scientific and real. Emotions, blind faith, and positive thinking was simply a warm, fuzzy, gooey kind of thing that had never worked for me in the past.

Eventually, I realized that emotions are just another form of energy. In fact, everything is energy. And, that's not simply a part of my belief system; it's an indisputable, measurable fact of science and physics. So, once I opened myself up to that realization, in came 'the law of attraction'. To 'have' or 'be' anything that I want is no longer 'wishful thinking'. For the first time in my life I understood the difference between focusing on what I wanted, rather than what I didn't want. Never before did I realize that thoughts are real 'things' and that what you think about most often is what you're most likely to manifest. By focusing on wanting less of the things I didn't like, I was in fact creating more of the same.

And, then there's this thing called the 'universe'. In my view, it's the sum total of everything, imagined or otherwise. All energy, regardless of form, makes up the universe. It's intelligent, conscious energy, the purpose of which is 'creation'. It's the energy made available for everything we imagine and thus create. This universal source of energy cares not about who we are or whether or not we deserve the things we desire, it simply responds to our focused thoughts. And, it makes no distinction as to the good or bad, right or wrong of our wishes. It simply responds by matching the vibrations of the energy it sends, to the vibrations of the thoughts it receives. 'Like' attracting 'like'.

Understanding the power of thought has literally changed everything in my life. I am not implying that I suddenly became filthy rich, but more importantly I understand the power that I posses in controlling my circumstances. I no longer feel like I am dragging a piano uphill. And, surprisingly, I rarely experience annoying people anymore. In fact, take away conditions and beliefs, and people are simply people. We all want the same things out of life. We want to be safe, secure and happy. And deep down, I am certain we all want the same things for everyone else.

I'll close with a few unoriginal, but powerful thoughts: "There Is No Lack"; "Thoughts Become Things"; and "When You Change The Things You Think About, The Things You Think About Change".

Harry Monell maintains a content website http://www.thresholdthree.com/attraction/index.html featuring a collection of articles, from other writers, on a wide variety of topics, including The Law of Attraction, relationships, business and financial independence.

What is "It", After All, That We are Searching?

While the out and out materialist looks upon man as a body – a combination of cells – and the psychologist as an integrated body-mind, the spiritually illumined regards man in his essential nature as a soul having the mind and body as its coverings or instruments.

Material life is, therefore, concerned primarily with the well-being of the body. Mental life is occupied with the welfare of both the body and the mind. Spiritual life on the other hand takes into account all these three factors, the soul, the mind and the body, and aims at a harmonious development of the body and the mind so that the soul may be able to unfold its potential divinity spontaneously.

The instruments of the mind and the body must be made healthy and vigorous so that the soul may function through them freely and joyfully. That is why we find the ancient Vedic Rishis (seers) praying: "May my limbs, speech, breath, eye and ear and also my strength and all my senses become refreshed and vigorous….May I who am devoted to the Atman be endowed with all the virtues extolled in the Upanishads".

In all the forms of adventures the adventurer somehow feels the existence of an unknown infinite region and wishes to discover it. As Thomas Gray, the English poet, has said,

"Some bold adventures disdain

The limits of their little region,

And unknown regions dare descry".

(Ode on a Distant prospect of Eton College)

The scientific explorer is attempting to come in touch with the new regions in the world of matter. The psychologist is trying to probe into unexplored regions of the mind, subconscious and unconscious. The para-psychologist with the help of extra-sensory perception is discovering the "new world of the mind", and demonstrating how "the new mind can in some way transcend barriers of time and acquire impressions of events to come". He is proving how "a direct mind to mind contact is possible in the case of persons living far distant from one another", thereby widening the frontiers of the mind and revealing the power of the mind to reach new regions transcending the domain and laws of matter.

The spiritual seeker is eager to come directly – intuitively – in touch with the Infinite Spirit, which like the Infinite light interpenetrates and permeates not only his own soul but all souls. In the course of his search for his own Atman, the individual soul comes to discover the glory of Paramatma – the Infinite Spirit which is called by various appellations, Brahman, God, Tao, Truth, Allah, Jehovah and so on.

The Upanishadic seer advises:

"Abandoning vain talks know the Supreme Atman, the Self by whom heaven, earth and sky, the mind and the vital powers are permeated. This is the way to attain immortality – the eternal life".

"The Secret" to Working from Home

By now, you have probably heard about "The Secret." Oprah Winfrey and Larry King have interviewed the people who contributed to the creation of "The Secret" DVD and book.

So if you do not know what "The Secret" is, I am going to tell you. "The Secret" is the "Law of Attraction." This means that everything that happens to you, good or bad, occurs because you have attracted it by your thoughts. In other words, you will attract what you think about most. For example, if you think that you are going to fail at something, you most certainly will. These thoughts also cause our feelings. So if we think negatively, we will also feel this way. This attracts more negative experiences and more negative people into our lives. But if we feel good, we will attract more things that make us feel good. Therefore, whatever you are thinking and feeling today, is creating your current and future situations. Unfortunately, what most people do not realize is that what they are thinking about most is what they do not want.

Now, you may be asking yourself what this has to do with your life. The answer is that it allows you to control your life's destiny, rather than life's events controlling you. So if your goal is to be a work-at-home mom, there is a way to do this. Instead of thinking that you have to go to a job that you do not like, begin to think about what you do want. Stop focusing on what you don't want. Then, believe that what you want has already come to pass, even if you do not yet know HOW it will. Then imagine how it would feel to be a successful work-at-home mom. Focus on the feeling of walking away from your job and what it would feel like to attend your daughter's first day of preschool, for example.

Another important concept is that you need to take on an "attitude of gratitude," in being grateful for all that you already have. Until this occurs, the creators of "The Secret" say that nothing new can come into your life. You need to see your past as a positive experience of things learned, before you can move on to fulfilling your goals and dreams. This is especially true if you have tried other work-from-home endeavors that were not successful.

As quoted by James Ray when interviewed by Oprah Winfrey, "Success is when you're living the gifts and talents within yourself."

In summary, success is not for the elite. It's for everyone. And if your dream is to work from home, you can do it too by applying the principles from "The Secret."

Divine Grace, Gratefulness and the LOA

Do you feel as light as a cloud when you walk, knowing that every step of the way is strewn with rose petals and that special angels are watching over you?

Gratefulness becomes an ever increasing state of being when you start noticing the special effort that is put in by the Universe into making life so wonderful for you. Everything seems to be so well synchronized and just right, and even when situations happen which are not expected, a big comfortable cushion is put underneath you to support your falls, if any. Even the falls seem to happen so rarely, and then stop altogether.

For example, trips to the dentist which would represented great pain to me even with the local anesthesia given, seem to have lightened up immensely. Now it looks like every person working on me is given the heads up in advance to very gentle and caring. And I feel like doing a jig in between root canal procedures, and I actually do.

This element of care freeness comes with getting closer and closer to the Source which is our true nature. Our true nature is to be happy no matter what, and then everything just aligns itself perfectly around us.

Desires are satisfied, pain is reduced, happiness just wells up inside like champagne bubbles, and there is so much confidence that hurricanes, tornados and other natural calamities will not touch us because Mother Nature takes special care to protect her loved ones. Of course she loves everyone, but how many know that fact and are confident of her love? We attract what we vibrate and so it is essential to know of Nature's love for us, and to love her back.

This knowledge of being special, safe and loved, are the benefits of knowing that Divine Grace is flowing within and all around you. This state of being is what people should seek knowing that it is their very birthright and their very nature to be happy. Nothing else is worth seeking. Once this knowledge is within you, everything else comes to you of its own accord.

But for a while, material problems happen just so that people seek solutions to their problems. What starts off as seeking a solution to a material problem turns out to be a quest for inner happiness. And the funny thing is that once there is inner happiness, the Law of Attraction ensures physical and material satisfaction also.

It is a path that is walked by those who know that there is something more than what seems to be witnessed around them. For some time it is hard as there is more evidence of problems than of easy solutions, but perseverance pays off greatly and you will feel more and more joy well up within you and reflected all around you in your daily activities.

And when this joy and confidence becomes part of your vibrations, the Law of Attraction brings back matching responses of safety, love and even more happiness, and of course abundance. Abundance starts happening in all areas of life. First it starts as a feeling of wellbeing and then it evolves into actual physical good luck. If more and more people get to this state of happiness, mass consciousness would shift and problems of terrorism and other low vibrational activities will become something of the past.

The knowledge of Divine Grace happening is essential. The best way of knowing the existence of Divine Grace is to witness it happening all around you. As you monitor your thoughts to become more aware of the phenomena, its flow increases and becomes very evident. After all whatever is paid attention to, gets magnified and grows.

Credit Card Solution:an Essential Tool

A credit card is issued after approval from a supplier (often a general bank, but sometimes from a prisoner bank created to publish a peculiar trade name of credit card, such as as American Express Centurion Bank), in which they will be able to do purchases from merchants. But inorder to procedure credit card transactions they need to have got credit card processing solution. As well as convenient, accessible credit, the cards offer consumers an easy manner to track expenses, which is necessary both for monitoring personal outgoes and the trailing of work-related disbursals for taxation and reimbursement purposes. Credit card processing solutions have distribute far and broad beyond their initial market of the affluent businessman and are now omnipresent amongst the center classs of most Western countries
According to merchant-account-info-zone.com,ecommerce Credit Card Processing Accelerates the aggregation of funds. One of the most widely-used eft programs is direct deposit, in which paysheet is deposited consecutive into an employee's bank account, although eft mentions to any transfer of finances initiated through an electronic terminal, including credit card, atm, fed wire and point-of-sale pos transactions. In improver to these disclosures, you will have two other types of of import information for most transactions terminal gross and periodical statements.

These accounts can be established through merchant service suppliers such as as banks or via independent service organizations. Park 1s include: making regular payments for an apartment, buying an automobile, paying for a student loan, paying an installment loan, holding a checking and/or a nest egg account, and making regular payments on public utility bills.

Merchant Account Credit Card Processing

How much make you really cognize about Merchant Account Credit Card Processing? If you’re like most new business proprietors today, you may have got very small information about this valuable e-commerce service. A merchant account plant much like a personal credit card account, except that you utilize it for company purposes. Providing your business with a merchant account not only imparts a credit line to advance growth, but it also can include a service package that supports new technical services that your company may adopt, including credit card processing services.

Think about the last clip you visited a new store or interesting tourer site. Determination something you wanted to purchase, you waited a few proceedings in the checkout line behind other clients for your bend to pay. Presenting your desired purchase point to the cashier, she peals up the sum as you take out a credit card.

“Sorry,” she states curtly, “cash only, since the foreman hasn’t applied for Merchant Account Credit Card Processing yet. We don’t accept credit cards.”

“What!” You smoke silently as you muff in your bag for the needed amount, realizing that using your last few dollars for this picturesque java tabular array book will eat up your parking money and fast nutrient stop, and wondering how anyone could disregard the option of “Merchant Account Credit Card Processing.” Ah, thankfully the drive-through restaurants take credit cards now, so with a suspiration you grate the last of your change from your wallet to pay the cashier. Bend this scenario around and you can understand how some of your clients might experience when your company accepts payments in cash only. Isn’t it clip you started accepting credit card payments?

Think of your customers’ gratitude when they recognize you offer Merchant Account Credit Card Processing options for their benefit. They will multitude to your store, eager to purchase things with their trusty credit card without the concern of trumping up a handful of cash or authorship a check that mightiness consume an account. With pridefulness you can post a mark that allows them cognize before they attain the checkout line that you are ready to accept their credit cards. Your co-workers will take your business a small more than seriously when they see how committed you are to serving your clients’ needs and staying current with e-commerce methods. Even your employees, if you have got them, will appreciate the fact of having less aggregation work to make when monthly payments neglect to happen as scheduled or a check gets rejected at the bank.

Making the move to credit card processing may be the best determination of your professional career. Opening an account with a trusted lender will allow you experimentation with credit payment acceptance and measurement your customers’ responses to this new option. Don’t be the last in your business community to get a commercial account that volition allow you seek new services that tin benefit your clients and your company. Join the electronic age now by applying for Merchant Account Credit Card Processing.

Platinum Guaranteed Credit Card - How Unsecured is It?

Typically, what bad credit consumers are finding online when they search for an instant approval or guaranteed platinum credit card, are "Shopping" cards. Unknowingly, many of these consumers apply thinking they are getting a true-to-life platinum credit card, because they are being marketed as a "Platinum Unsecured Credit Card". In actuality, these cards offer an "Unsecured line of credit".

What's the difference?

An unsecured line of credit is the ability to do purchases on credit, and to re-pay complete time. Sounds just like a typical credit card, right? Wrong. The difference is that the issuer allows purchases only from a choice vendor(s), either from an online resource or through an offline catalog.

While this type of credit card offers the ability to do purchases on credit like a typical credit card, it can't be used for making purchases at local retail stores, restaurants, nor to book airline or motor hotel reservations. And it certainly doesn't offer any type of balance transfer from existing credit cards, nor cash back or rewards as offered by major platinum credit card issuers.

So why are shopping cards being marketed as platinum credit cards? Mainly because they offer a high unsecured line of credit, like those major platinum credit card issuers offer to new members with a just credit rating. For example, the USA Platinum Plus shopping card offers a $7,500 unsecured line of credit, whereas typical unsecured credit cards (the type that allows purchases anywhere the card is accepted), offer a limited credit line. When compared to the Rewards660 Card; an unsecured credit card for people with troubled credit, it offers only an initial $250 unsecured credit line.

The benefits of a platinum shopping credit card?

If you have got bad credit, such as as as late payments, bankruptcy, or no credit score, it's not likely you'll get approved for a platinum credit card from major issuers such as Discover, American Express and Chase. But a shopping card accepts most anyone with no credit check. And although it doesn't offer the fringe benefits such as as as frequent circular miles or cash back, some guaranteed platinum credit card issuers offer other rewards, such as free wares when you accept the card. You can't utilize the card for purchases beyond those allowed, nonetheless you do have an unsecured line of credit to make purchases from the issuer's vendor(s). This tin be helpful, particularly during modern times when you need credit but can't get it, like during Christmastide or to purchase birthday gifts. Also, many of these cards will report your timely payments to a major credit agency to assist you better your credit score so one twenty-four hours you may measure up for a true-to-life platinum credit card.

As with any online application, appliers should read the full Terms and Disclosure before applying, so they will cognize exactly what is being offered, plus any fees that may be charged.

How Credit Cards Work

A credit card is a piece of plastic, which carries information electronically. A individual can utilize the credit card by just swiping it on a credit card reader to direct the card information to be verified. The size of the credit card is 3-1/8” x 2-1/8”. You can utilize the credit card to purchase merchandises and can pay them later. That is why it is also called as electronic money.

The glistening band on the dorsum of the credit card is called as magstripe, which is the chief thing in the credit card. When a individual swipes the credit card in the magstripe reader the information is sent to the cardinal trailing system, which have got all the information about the card owner, balance details, country, nothing codification etc. There are millions of credit cards issued in the U.S. People have a minimum of 2 credit cards in their name.

With e-commerce picking up, the amount of money spent through credit card is put to rise. If credit cards are used wisely, it could be a great tool. Most of the consumers don’t usage it in a right mode and don’t wage the monthly credit card measures on time. If you don’t wage your credit card measures on time, then the interest rates will add on to the principal and the amount collectible would increase. The rates of interest charged by credit card companies are very high. So, usage your credit cards wisely.

Credit Card Offers - General Motors or General Mills?

Co-brand Credit card offers are almost becoming comical. Just as it's common to happen multiple selections; from respective companies, for different types of breakfast cereal grass grass grass with miscellaneous flavors, varying nutritionary values, plus prizes, recipes, even price reductions for other products, now credit card issuers; who have got long included rewards with their cards, are now re-packaging their credit card offers to the extent of cereal manufacturers.

You can obtain credit cards of varying trade names (like cereal flavors), with interest rates (nutritional value) for people of all credit ratings, and with rewards (prizes) included. Browse card offers today is much like perusing cereal grass grass boxes.

Just as you allow your children to pick out their desired trade name of cereal, you may desire to see them when you take a credit card. A credit card that offers household amusement rewards, such as as Chase's Disney Credit Card, may supply your household with common benefits. If you are in the market for buying a new auto, a gram Card may be a better choice.

It's obvious that card issuers now have got a nimiety of trade names with a wide range of rewards, with the aim to obtain new customers. But why; exactly, are retail merchants and the travel and amusement industries co-branding these card offers?

Retailers have got had a long alliance with card issuers, most notably retail merchants such as as J.C. Penny and Sears. And airlines have got been included for some time. But now the travel and amusement industries are becoming an even larger ingredient of the rewards, for the interest of their ain client acquisition.

Generally, the first things to be erased from a household budget during a financial hardship are holiday and amusement savings. To discourage this; purveyors of travel and amusement co-brand with credit card issuers to reserve and enticement new customers. Although on the outside the alliances may look sinister, consumers can actually profit by receiving points, discounts, even cash back from purchases. Plus these alliances can also be good for the economic system by aiding the recovery of a recession.

It's all about client acquisition and retention. When babe baby boomers were children, there were only a fraction of the advertisements that consumers are exposed to today. Merchants were much more than competitory and loath to forge alliances, and about the lone co-branding that occurred was when one company purchased another.

The strategies have got changed, and if you had applied recently for a credit card; whether or not you were accepted, no uncertainty you received pre-approved credit card offers from other issuers as well. In your day-to-day mail you may have got been bombarded with solicitations from retailers, airline and amusement merchants who obtained your name and computer address from the credit card company. Often credit card issuers will sell applier name calling and computer addresses to other entities, which may beg you based upon your application information. If you had applied for a joint credit card and claimed to be a home-owner; for example, your information may be sold to a home merchandises retail merchant such as as Home Depot, who may offer you their shop charge card. Hence, the alliances credit card issuers are developing with merchants travels deeper than the co-branding you see on the human face of the credit card. Again, though this may look like a confederacy to delve into consumer pockets, these alliances can profit consumers with price reductions and points.

In improver to the typical things consumers look for when choosing a credit card, like the interest rates, fees and credit limits, consumers should also make up one's mind which rewards will profit them most. Just as in shopping for cereal, the award (rewards) may not be deserving the cost (interest/fee) for the card.

And the adjacent clip you grocery store shop, don't be surprised if you see a gram credit card offer advertised on a cereal grass grass box... but will the gram card base for General Motors, or General Mills?

Visa Credit Cards

These days, major credit card brands, especially MasterCard and Visa credit cards have got go more than than a necessity, making life without one very inconvenient. These credit cards are not only accepted almost everywhere in the U.S. but are even required to purchase commodity and services, especially travel. As a consequence not having Visa credit cards do it nearly impossible to book a plane, hotel or rental car.

Living in the society of "credit," it is possible for you to do a purchase of commodity or services with the apprehension that you will pay for them later under the premise you will pay your credit card measures on time. In essence, a credit card is a cogent evidence that person have given you credit. When you pay by Visa cards, you are telling a seller, "The card issuer have authorized me to purchase your merchandise without cash and have guaranteed your payment."

Having a Visa credit card turns out your credit worthiness. If you are in the market for a Visa card, we urge visiting www.amexvisamastercard.com for a listing of the best credit card offers available on the Internet.

With credit cards, you make not need to worry whether or not you have got enough cash in your pocket to travel shopping. It offers valuable consumer protections under federal law. In addition, credit cards are much safer to carry than cash.

After all, if you lose your cash, it is probably gone forever. However, if you lose your credit card, you just need to advise your issuer; your financial hazard is minimal. Most Visa cards only throw clients apt for $50 of charges.

Note: This article may be freely reproduced as long as the writers bio paragraph at the underside of this article is included, the article is published “as is” (unedited) and all URL’s are made active hyperlinks with no syntax changes.

How to Stop Getting Credit Card Offers

Are you getting ill and tired of all the credit card offers that magically look in your mailbox? Well, you aren’t the lone one. Part of the ground why you are receiving so many of late is because the Carnival Credit Reporting Act (FCRA) was changed about 10 old age ago to allow major credit bureaus to sell your credit information to credit card companies.

Luckily for U.S. citizens, this Act also states that people have got the right to take themselves from these credit card offer lists. This article will item some of the ways you can avoid getting those credit card offers.

Credit Card Offers: Choose Out By Mail
The longest and most clip consuming of the options, but it also makes look to be the most effective. You can get off a missive to each of the (listed below) credit bureaus, requesting that your name not be included on their credit card offers list(s). Brand certain to give them your name, phone number, full address, and Sociable Security Number to each and every place. Also, if you’ve moved recently, you’ll desire to supply updated information for the past two years.

Equifax (http://www.equifax.com/)
Equifax Options
polonium box 790123
Atlanta, gallium 30374-0123

TransUnion (http://www.transunion.com/)
TransUnion LLC's Name Removal Option
polonium Box 97328
Jackson, multiple sclerosis 39288-7328

Experian (http://www.experian.com/)
Consumer "OPT-OUT"
901 Occident Bond
Lincoln, neon 68521

Innovis (http://www.innovis.com/)

Innovis is the new cat on the block when it come ups to receiving credit card offers. They started business in 2001, providing credit agencies with marketing information on potential, new clients. One of their characteristics is called FailSafe, which is a listing of people who may present a credit risk, and therefore should be removed from the credit card offers list. Another is called New Movers, which is exactly as it sounds: a monthly listing of people who have got just moved.

Credit Card Offers: Choose Out By Mail
There is an easier way, although there is a spot of contention surrounding this company. 1-888-5-OPTOUT is a number tally jointly by all four of the credit bureaus listed above. By calling it, you can inquire to no longer have any credit card offers in the mail.

First of all, phone call the number. Then, choice option 2 to halt all credit card offers being sent to your home. Finally, follow the motivates to supply all of the same contact information as before (phone, name, full computer address and Sociable Security Number).

Supposedly, just five years after you have got made this simple call, you will be mailed a “Notice of Election” form. However, there is a spot of contention regarding this option. It looks that a large scale of measurement fake electronic mail was sent out in July of 2004, stating that this same statute law allows for ANYONE to access your credit information.

The FTC, however, have stated publicly that this is just not true. They state that the statute law in inquiry only gives financial establishments a deadline to allow you cognize about their privateness policies, and some manner of opting out of the sharing of private information. In reality, consumers can opt-out of any of these types of information assemblage procedures by contacting the number listed above; July 1 is not a deadline. And finally, not ANYONE can derive access to your credit information; it have to be for a certain listing of reasons, such as as an application for credit, insurance, employment or rental.

Store Card Versus Credit Card - Which Should You Choose?

Store cards and credit cards have got their advantages and disadvantages, but which is best for you. In this article we point out some rudiments to assist you take control of your spending.

Store Cards

Do you have got a shop card? How many make you have? Bash you cognize how much you are disbursement on each?

Store cards are a great thought if you utilize them properly, but they can cause huge amounts of personal financial damage if you don’t take control.

When you are offered a shop card here a few things to bear in mind:

1. Get very clear on what the offer is exactly. Most supplies will offer a card with a promotional deal – say 10% off any purchases that twenty-four hours and for the adjacent week. So what exactly is the offer and how long makes it last?

2. Sometimes hive away cards are heavily pushed during a sale. Again, what’s the offer – for example, make you get 10% off sale points too?

3. What are the privileges you get as a shop card holder? Bash you get a price reduction every clip you shop? Bash you get reward points of some kind? Bash you get particular prevue events for new ranges? And what are the inside information – how many points, how many prevues a year?

4. How much credit are they offering you? And can you manage it – Oregon will it do you experience like a child in a candy store?

5. What are the repayment terms exactly? What’s the minimum repayment? What’s the APR – during the offer time time period and after the offer period?

6. Are you bothered? It’s easy to take up what looks like a great offer with no attempt on your part. But retrieve you would probably have got bought the things you are buying even if there was no shop card being waved in your face. Bash you really desire another piece of plastic, another debt?

7. Can you get the things you desire cheaper elsewhere anyway? Most things you usually can do.

8. Can you pay for the things you desire using your credit card? Credit cards usually have got got a much lower APR than shop cards – so unless you can afford to make repayments in full, you could well lose in interest payments what you addition in particular offers.

Credit Cards

The same sort of inquiries can be asked about credit cards:

How many do you have?
Bash you cognize what you’re spending?
Are you in control?
What are the particular offers – low interest, 0% balance transfers, etc?
What’s the credit bounds and can you manage it?
What are the repayment terms, including APR?

The major differences from a shop card are that you can utilize a credit card almost anywhere, and that the APR is usually a batch lower. It’s also a batch easier to command your disbursement if it’s all on one card.

So when you’ve weighed up both sorts of card, what should you do? Here’s A couple of ideas:

1. For general use, have got just one credit card. Keep the credit bounds low and in control.

2. If you are offered a shop card and there’s Associate in Nursing unbeatable gap offer on your purchase, take it. Then, if you can’t wage off the debt in one go, usage your credit card to pay it off so that you at least get lower interest charges. Next, when your glistening new plastic card arrives, cut it up! Seriously. If you don’t destruct it you (or person in your family) will pass on it and the debt spiral will continue.

Finding and Applying for the Right Credit Card Offer Online

Anywhere you travel online nowadays, you will see a battalion of advertisements for credit cards. Some offer low interest rate for an introductory period, or fillip frequent circular miles while others offer existent price reductions on new vehicles and equipment. Trying to happen one that lawsuits your needs and lifestyle can be a small overwhelming.

Before you plunge on in, inquire yourself some cardinal inquiries about your needs:

1. What is my credit history situation?

The first and first inquiry when applying for a credit card is going to be your credit rating. Rich Person you had credit chances in the past, and if so, how have got you handled them? Did you pay off the balances with timely payments, or did you fall behind? These are states of affairs that your evaluation will be based on, so program ahead and you'll be able to get the best credit card offer that you deserve.

2. What are my programs for the credit card?

If you be after to utilize your new credit card instead of cash (which is possible in todays world), you might desire to look for one with a low in progress interest rate (APR). This way, in lawsuit you don't pay off the balance within the interest free saving grace period, you aren't taxed too heavily with interest fees on the balance.

Or, maybe you only desire to utilize the card in emergencies or particular situations. In this case, expression for a credit offer without an annual fee or rank dues. This way, you can hoard the credit card away and not have got to worry about missing any recurring 'administrative' fees.

3. Can my lifestyle or avocations benefit my credit card search?

There are many credit card issuers teaming up with retail merchants and other businesses in the service industry. The benefit to you is that you earn price reductions and discounts towards merchandise, merchandises and services with each usage of these "rewards" type credit cards.

For instance, travelers and vacationists might desire to get an airline reward credit card that rewards utilize of the card with frequent circular miles to utilize towards free flights and other invitee services, or maybe a student might desire a credit card that offers free school wares and athletic gear.

4. Can I reduce any debts with my new credit card?

Many credit cards offer great balance transfer benefits that allow you to convey most balances over and pay a fixed, low APR until the balance is paid off. These are great because you can consolidate most measures into one payment, saving you alot of money in interest fees.

5. Should Iodine get a transcript of my credit report, and if so, should I be paying for it?

This is a large issue going on in the intelligence today. Identity theft and inaccurate credit reporting is a hot button that is circulating around the mass media and today's society. Keeping checks and consistently monitoring your credit report is a smart thought in preventing fraud.

There are many offers on the web to get a transcript of your credit report for free. It's important to read all the information before sign language up for anything and do certain to check the company that is issuing the offer. There are only 3 credit reporting agencies in the United States; Experian, Equifax and TransUnion. You can reach and order your credit report from each 1 individually ($), Oregon travel with a reputable company that volition get all 3 for you in one report.

In conclusion, retrieve that portion of determination the right credit card for you is analyzing the state of affairs you're currently in. With so many credit offers out there, you're sure to happen one that tin better your lifestyle or benefit you in other ways. Always read all the information involved and do certain that the website you're exchanging private information with have a secure certification (the gold lock) located on the underside of your browser window.

Good fortune determination the best credit card deal.